A bill tracker that never links your bank
Keep your bank details to yourself. LedgerNests tracks your bills, due dates, and reminders without ever connecting to your bank — you simply type in what you owe. Nothing to link, nothing to leak.
Get started freeFree plan covers 1 household, up to 2 members, and up to 10 bills. No bank linking, ever.
Why it works
We never ask for bank access
No account logins, no card numbers, no read-only "connections." You enter your bills yourself, so there's no financial credential for anyone to store or misuse.
Nothing linked means nothing to breach
There's no bank connection to secure, because there isn't one at all. With nothing tied to your accounts, there's simply nothing there to expose — your bank stays completely out of the picture.
Simple by design, and affordable
LedgerNests keeps things refreshingly simple — no bank-sync machinery to build or maintain — so it stays genuinely affordable: $7/month, with a free plan to start.
How it works
- Create a free account with just an email and password.
- Add your bills — amounts, due dates, and how often they repeat.
- Invite the people you live with so everyone stays in sync.
Pricing
Free — 1 household, up to 2 members, and up to 10 bills. Shared dashboard and calendar. No bank linking, ever.
Pro — $7/month. Adds:
- Unlimited bills
- Push notification reminders before bills are due
- Up to 10 members per household
- Multiple households from one account
Frequently asked questions
- Does this bill tracker link to my bank?
- No — never. LedgerNests is a fully manual bill tracker. You type in what you owe and when it's due; we never ask for bank logins, card numbers, or read-only bank connections.
- Why use a bill tracker that doesn't link my bank?
- Because linking a bank account means exposing your financial data, a lot of people would rather not do it at all. LedgerNests is designed so you never have to: you enter your bills yourself, your accounts are never connected, and there's nothing about your bank to store or leak.
- How does it track bills without bank access?
- You add each bill with its amount and due date. LedgerNests shows what's due and what's paid on a shared dashboard and calendar, and on Pro it sends reminders before due dates — all from what you enter, with no bank data needed.
- How much does it cost?
- There's a free plan covering one household, up to two members, and up to ten bills. Pro is just $7/month for unlimited bills, reminders before every due date, and up to ten members — and no plan ever connects to your bank.